Disclosures

While information in these reports are believed to be reliable and accurate at the time of publication, Life, Inc. Retirement Services, DBA Ivory Hill does not guarantee, represent or warrant that the information contained on this report is accurate, complete, reliable, verified, error free, or fit for any 
purpose. While we ensure accuracy and reliability of the information provided Life, Inc. Retirement Services do not accept any liability whatsoever, 
whether in tort or contract or otherwise, for any loss or damage arising from the use of this data.

These do not take into account any investor’s particular investment objectives, financial situation and personal needs. Investors should assess for themselves whether the advice is appropriate to their individual investment objectives, financial situation and particular needs before making any investment decision on the basis of such general advice. Investors can make their own assessment of the advice or seek the assistance of a 
professional adviser.

Investing entails some degree of risk. Investors should inform themselves of the risks involved before engaging in any investment, including loss of 
principle investment.

Past performance is not necessarily indicative of future results. Information and advice provided here is not an offer to buy or sell securities.
Before commencing an investment program we recommend you seek independent professional legal, tax and investment advice as to whether it is suitable for your particular needs and circumstances. Failure to seek detailed professional personally tailored advice prior to acting could lead to you 
acting contrary to your own best interests and could lead to losses of capital.
We expressly deny any liability to you for loss in any manner or form now or at any time in the future. You should be aware that some investments
will lose money. Any action based on this information should observe standard investment and trading rules such as diversification, stop losses and matching to personal risk tolerances.

Life, Inc. Retirement Services, DBA Ivory Hill is a Registered Investment Advisory Firm, but may not be acting in this capacity. Third Party Administration service provided by Life, Inc. Retirement Services are not meant to constitute investment, tax or legal advice.