Ivory Hill is a fee-only fiduciary financial advisory firm specializing in holistic retirement plans and private wealth management to forward-thinking organizations and individuals.
We are dedicated to creating opportunities for our clients to
leave their own legacy.
We offer the experience and sophistication of a large, institutional firm, with a level of attention and client service only an independent, locally owned firm can provide.
We help employers by helping them navigate the complex regulatory and oversight requirements.
We also help employees best utilize their retirement programs by providing interactive and targeted education and advisory services. We provide full fiduciary advisory services to company and organization retirement plans, including 401(k), 403(b), defined benefit, and non-qualified deferred compensation plans.
Market volatility makes it essential for retirement plan sponsors and fiduciaries to develop and maintain written investment due diligence procedures and supporting documentation. We work with you to help develop and maintain the plan’s investment strategy, which is then detailed in an investment policy statement.
Services Provided:
We provide a comprehensive investment analysis by utilizing some of the most robust investment analytics available. Each investment is evaluated by more than a dozen different and objective analytical measurements.
Performing this analysis on a regular basis is essential to documenting compliance with Department of Labor guidelines and minimizing exposure to fiduciary liability.
The Ivory Hill Advantage
Additional ways we bring value to this area include:
Customized Investment Policy Statement
ERISA 3(38) Investment Management
Customized Model Portfolios
Qualified Default Investment Alternative Selection
Access to high quality CITs/CIFs
Professional Investment Management Strategies
An employee benefit plan is… an employee benefit! Pertinent employee communication services are part of our service model…
Services Provided:
Pre-enrollment memos, posters and announcements
On-site group enrollment meetings
On-site individual enrollment meetings
On-site group investment education meetings
Targeted, personalized communications
Personalized gap analysis statements
Online access to account information
Dedicated customer service team to respond to participant account inquiries
The Ivory Hill Advantage
Additional ways we bring value to this area include:
One-on-one meetings
Live webinars and pre-recorded videos for participants
Participant Education Policy Statement
Customized videos to send to participants
Retirement workshops for pre-retirees
ESOP diversification strategies
Participant education library
For plan sponsors, the role of plan fiduciary is in addition to your regular role at the company. And while there are no pre-requisites for those appointed to help manage a plan, there are rules imposed by the Employee Retirement Income Security Act (ERISA) on HOW you manage your plan. We help you meet these obligations.
Services Provided:
Identifying Plan Goals and Objectives
Investment Committee Formation Assistance and Education
Investment Selection and Monitoring as the prudent expert
Provider Benchmarking & Reviews
Expense Documentation & Analysis
Following Participant Communication Guidelines
RISA 404(c) Compliance Assistance
Following Plan Documents
The Ivory Hill Advantage
Additional ways we bring value to this area include:
10 step investment committee formalization process
Fiduciary Training to help you understand your responsibilities under ERISA
Six step plan management process that includes a timeline for covering key fiduciary responsibilities under ERISA
Fiduciary governance oversight
Keeping files organized and centrally located is key to demonstrating prudence in the management of your plan. In the case of an IRS or DOL audit, it’s critical to be able to access your files quickly and easily, and that they be current, accurate, and complete.
Services Provided:
Audit file checklist listing all documents to keep centralized
Secure Online Fiduciary Vault to Centralize Plan Documents
Checklists for keeping plan current and documents compliant
Annual review of plan documents and meeting minutes
The Ivory Hill Advantage
Additional ways we bring value to this area include:
Online centralized document vault
Reviewed annually for file retention
Easy access to your plan documents
Plan sponsors must regularly review plan fees to ensure they remain reasonable and that the services still meet the needs of the plan.
Services Provided:
Quarterly investment expense analysis
Annual provider service contract review and fee analysis
Plan expense benchmarking every 3 years
The Ivory Hill Advantage
Additional ways we bring value to this area include:
Unbiased third-party request for proposal (RFP)
Fee negotiations
Full RFP support to solicit information and evaluate/score based on pre-developed criteria for your plan
Industry reports to compare plan against your competitors
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Our investment management process aims to ensure that your money is invested where it has the best chance to perform – at a risk level you are comfortable with.
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Financial planning is at the core of every financial plan that we offer to individuals and families seeking to build, protect and manage wealth over time. Our approach to financial planning seeks to help you fully assess your current situation, goals and needs based on your desires.
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We do not just focus on your wealth accumulation phase because retirement income planning is essential to ensure that you do not outlive your income. We help you create a retirement income plan with the goal of providing a sustainable, predictable, tax-efficient stream of income based on your age, values, and your goals for your retirement.
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We work closely with your tax and legal advisors to help ensure that all the pieces of your plan work together for you and your loved ones’. Through different estate and tax planning strategies, you can protect your assets now and provide income while you’re healthy and enjoying retirement.
Schedule your meeting with Ivory Hill
